Monthly Archives: June 2014



Claims Ratio in a nutshell

Claims Ratio in a nutshell

It is important for Managing Agents and Trustees to understand the concept of claims ratio and the effect it has on the renewal of policies. A claims ratio (or loss ratio) on a buildings policy is the ratio of claims to premiums; in other words, the percentage of claims to premium over a given period. A loss ratio for the year, say 55%, means that…

Read More